{"id":17052,"date":"2020-03-02T17:28:09","date_gmt":"2020-03-02T17:28:09","guid":{"rendered":"https:\/\/demo03.houzez.co\/?page_id=17052"},"modified":"2026-02-12T16:35:06","modified_gmt":"2026-02-12T16:35:06","slug":"wiki-genel-sorular","status":"publish","type":"page","link":"https:\/\/maremont.me\/tr\/frequently-asked-questions\/wiki-genel-sorular\/","title":{"rendered":"Frequently Asked Questions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"17052\" class=\"elementor elementor-17052\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7df412d3 elementor-section-height-min-height animated-slow elementor-section-boxed elementor-section-height-default elementor-section-items-middle elementor-invisible\" data-id=\"7df412d3\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-217bcebd\" data-id=\"217bcebd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-65e2e095 elementor-widget elementor-widget-heading\" data-id=\"65e2e095\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Wiki | Genel Sorular<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2b6eedb3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2b6eedb3\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-56c21c92\" data-id=\"56c21c92\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-598cec6 elementor-widget elementor-widget-spacer\" data-id=\"598cec6\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23094cd elementor-widget elementor-widget-heading\" data-id=\"23094cd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">M\u00fclk Sahipli\u011fi<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f5d5af7 elementor-widget elementor-widget-spacer\" data-id=\"6f5d5af7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-399292ef elementor-widget elementor-widget-accordion\" data-id=\"399292ef\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9651\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-9651\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Karada\u011f'da m\u00fclk sahipli\u011fi serbest mi?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9651\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-9651\"><div class=\"faqcontent\"><div class=\"faqpanel\">Evet, Karada\u011f&#8217;da m\u00fclk sahibi olmak serbesttir.<\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9652\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-9652\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u00d6lmem durumunda m\u00fclk\u00fcme ne olur?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9652\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-9652\"><p>Karada\u011f&#8217;da m\u00fclkiyet hakk\u0131 serbest oldu\u011fu i\u00e7in \u00f6l\u00fcm\u00fcn\u00fczden sonra m\u00fclk\u00fcn\u00fcz aile \u00fcyelerine miras olarak kal\u0131r.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9653\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-9653\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">M\u00fclk\u00fcm\u00fc kiraya vermem durumunda m\u00fclk\u00fcn aidat\u0131n\u0131 kim \u00f6deyecek?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9653\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-9653\"><p>Uzun vadeli kiralamalarda (1 y\u0131l ve \u00fczeri) aidat kirac\u0131ya aittir. Airbnb, Booking.com ya da 3. \u015fah\u0131slar\u0131n yapm\u0131\u015f oldu\u011fu k\u0131sa vadeli kiralamalarda aidat ev sahibi taraf\u0131ndan \u00f6denmektedir.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-9654\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-9654\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">M\u00fclk\u00fc kullanmasam bile aidat \u00f6demek zorunda m\u0131y\u0131m?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-9654\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-9654\"><p>M\u00fclk\u00fcn\u00fcz bir apartman veya site i\u00e7indeyse aidat\u0131n \u00f6denmesi yasal bir y\u00fck\u00fcml\u00fcl\u00fckt\u00fcr. Dairenin bo\u015f olmas\u0131 ya da bina veya tesisteki aktivitelerin kullan\u0131lm\u0131yor olmas\u0131 aidat \u00f6dememeniz anlam\u0131na gelmez.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3494c716 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3494c716\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-37cdaff9\" data-id=\"37cdaff9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-25d65a97 elementor-widget elementor-widget-spacer\" data-id=\"25d65a97\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7caeac83 elementor-widget elementor-widget-heading\" data-id=\"7caeac83\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Finansal Konular<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6284b3e1 elementor-widget elementor-widget-spacer\" data-id=\"6284b3e1\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-244ca9a3 elementor-widget elementor-widget-accordion\" data-id=\"244ca9a3\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6091\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-6091\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Banka hesab\u0131 a\u00e7arken banka taraf\u0131ndan herhangi bir \u00fccrete t\u00e2bi tutulur muyum?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6091\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-6091\"><p>Evet. Karada\u011f&#8217;da bankadan bankaya de\u011fi\u015fme g\u00f6sterse de hesap a\u00e7\u0131l\u0131m \u00fccreti c\u00fczzi de olsa al\u0131nmaktad\u0131r.\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6092\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-6092\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Vekalet vermem durumunda bir ba\u015fkas\u0131 benim yerime banka hesab\u0131mdan para \u00e7ekebilir mi?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6092\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-6092\"><p>Evet, bankalar finansal i\u015flemler i\u00e7in vekaletname kabul etmektedir. Ancak vekaletnamenin noter onayl\u0131, banka i\u015flemleri yapma yetkisi, hesaplar \u00fczerinde tasarruf yapma yetkisi ve para \u00e7ekme yetkisi ibarelerinin yer almas\u0131 gerekmektedir.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6093\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-6093\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Sat\u0131n almak istedi\u011fim gayrimenkul i\u00e7in banka kredisi kullanabilir miyim?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6093\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-6093\"><p>Evet, Karada\u011f\u2019da yabanc\u0131lar banka kredisi kullanarak<br \/>gayrimenkul sat\u0131n alabilir. Ancak uygulama s\u0131n\u0131rl\u0131, se\u00e7ici ve \u015fartl\u0131d\u0131r \u2014 her yabanc\u0131 i\u00e7in otomatik bir<br \/>sistem yoktur. Karada\u011f&#8217;da bu tarz krediler vatanda\u015flar\u0131 i\u00e7in daha kolay ve \u00e7abuk \u00e7\u0131kmaktad\u0131r. Yabanc\u0131 yat\u0131r\u0131mc\u0131lar i\u00e7inse ciddi s\u0131k\u0131 \u015fartlar ve y\u00fcksek teminatlar istenmektedir.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6094\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-6094\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Daha \u00f6nce bir banka hesab\u0131 a\u00e7t\u0131rmam\u0131\u015f olsam dahi konut kredisinden faydalanabilir miyim?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6094\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-6094\"><p>Karada\u011f&#8217;da daha \u00f6nce bir banka hesab\u0131n\u0131z\u0131n olmamas\u0131, konut kredisi (mortgage) kullanman\u0131za engel de\u011fildir; ancak bu s\u00fcreci ba\u015flatmak i\u00e7in krediye ba\u015fvurdu\u011funuz bankada bir hesap a\u00e7man\u0131z yasal ve teknik bir zorunluluktur.<\/p><p>2026 y\u0131l\u0131 g\u00fcncel piyasa ko\u015fullar\u0131 ve bankac\u0131l\u0131k uygulamalar\u0131na g\u00f6re durumun detaylar\u0131 \u015f\u00f6yledir:<\/p><p><b>1. Banka Hesab\u0131 ve Ba\u015fvuru S\u00fcreci<\/b><\/p><ul style=\"margin-top: 0cm;\" type=\"disc\"><li><b>\u00d6nceden Hesap Zorunlulu\u011fu Yok:<\/b> Kredi ba\u015fvurusu yapmadan \u00f6nce Karada\u011f&#8217;da aktif bir hesab\u0131n\u0131z\u0131n olmas\u0131 gerekmez. Ba\u015fvuru a\u015famas\u0131nda banka, sizin ad\u0131n\u0131za bir hesap a\u00e7acakt\u0131r.<\/li><li><b>Vergi Numaras\u0131 (TIN):<\/b> Hesap a\u00e7\u0131l\u0131\u015f\u0131 ve kredi i\u015flemleri i\u00e7in Karada\u011f&#8217;dan bir vergi kimlik numaras\u0131 alman\u0131z gerekmektedir (Bu i\u015flem genellikle k\u0131sa s\u00fcrede tamamlan\u0131r).<\/li><\/ul><p><b>2. Yabanc\u0131lar \u0130\u00e7in Kredi \u015eartlar\u0131<\/b><\/p><p>Karada\u011f bankalar\u0131 (Erste Bank, CKB, Hipotekarna vb.) yabanc\u0131 yerle\u015fik olmayan (non-resident) ki\u015filere kredi verirken genellikle \u015fu kriterleri uygular:<\/p><p>\u00a0<\/p><ul style=\"margin-top: 0cm;\" type=\"disc\"><li><b>Pe\u015finat Oran\u0131:<\/b> Yabanc\u0131lar i\u00e7in genellikle m\u00fclk de\u011ferinin <b>%40 ile %50<\/b>\u2019si oran\u0131nda bir \u00f6z sermaye (pe\u015finat) talep edilir. Banka genellikle m\u00fclk de\u011ferinin en fazla %50-60&#8217;\u0131n\u0131 finanse eder.<\/li><li><b>Gelir Belgesi:<\/b> Kendi \u00fclkenizdeki gelirlerinizi (maa\u015f bordrosu, banka d\u00f6k\u00fcmleri, vergi levhas\u0131 vb.) Karada\u011fl\u0131 bir yeminli terc\u00fcman arac\u0131l\u0131\u011f\u0131yla yerel dile \u00e7evirterek ibraz etmeniz gerekir.<\/li><li><b>Vade:<\/b> Yabanc\u0131lar i\u00e7in kredi vadeleri genellikle 10 ile 15 y\u0131l (baz\u0131 durumlarda 20-25 y\u0131l) aras\u0131nda de\u011fi\u015fmektedir.<\/li><\/ul><div>Sonu\u00e7 olarak bankalar yukar\u0131da belirtmi\u015f oldu\u011fumuz hususlar d\u0131\u015f\u0131nda ek belge ve teminatlar isteyebilirler. Her ba\u015fvurunun olumlu sonu\u00e7lanmas\u0131 m\u00fcmk\u00fcn de\u011fildir.<\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-6095\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-6095\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Kredilerde pe\u015finat oran\u0131 nedir?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-6095\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-6095\"><p>Yabanc\u0131lar i\u00e7in tipik oran:<\/p><ul><li><strong>%40 \u2013 %60 pe\u015finat<\/strong><\/li><li>Banka kredi oran\u0131: <strong>%40 \u2013 %60 LTV (Loan-to-Value)<\/strong><\/li><\/ul><p>Yerli vatanda\u015fta bu oran %20\u201330 olabilirken, yabanc\u0131da \u00e7ok daha y\u00fcksektir.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7bb7c000 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7bb7c000\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4db27a95\" data-id=\"4db27a95\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fd600f9 elementor-widget elementor-widget-spacer\" data-id=\"4fd600f9\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50031050 elementor-widget elementor-widget-heading\" data-id=\"50031050\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sat\u0131n Almadan \u00d6nce<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2866a9ad elementor-widget elementor-widget-spacer\" data-id=\"2866a9ad\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2de89075 elementor-widget elementor-widget-accordion\" data-id=\"2de89075\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7701\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-7701\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Sat\u0131n al\u0131nacak m\u00fclk\u00fcn hukuki durumu (List Nepokretnosti) nas\u0131l kontrol edilir?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7701\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-7701\"><p>Karada\u011f&#8217;da bir m\u00fclk sat\u0131n almadan \u00f6nce &#8220;List Nepokretnosti&#8221; ad\u0131 verilen m\u00fclkiyet belgesindeki <strong>&#8220;Tereti i Ograni\u010denja&#8221; (Y\u00fck\u00fcml\u00fcl\u00fckler ve K\u0131s\u0131tlamalar)<\/strong> b\u00f6l\u00fcm\u00fc mutlaka incelenmelidir. Profesyonel bir dan\u0131\u015fman e\u015fli\u011finde yap\u0131lan bu kontrolde, m\u00fclk \u00fczerinde ipotek, ka\u00e7ak yap\u0131 kayd\u0131 (izinsiz in\u015faat) veya hukuki bir ihtilaf olup olmad\u0131\u011f\u0131 tespit edilir. Temiz bir tapu, yat\u0131r\u0131m\u0131n\u0131z\u0131n yasal g\u00fcvencesidir.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7702\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-7702\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\"Yerle\u015fim ve Kullan\u0131m \u0130zni\" (Upotrebna Dozvola) neden kritiktir?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7702\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-7702\"><p>Bir binan\u0131n fiziksel olarak bitmi\u015f olmas\u0131, yasal olarak tamamland\u0131\u011f\u0131 anlam\u0131na gelmez. Sat\u0131n alaca\u011f\u0131n\u0131z konutun <strong>&#8220;Upotrebna Dozvola&#8221; (Kullan\u0131m \u0130zni)<\/strong> olup olmad\u0131\u011f\u0131n\u0131 sorgulamal\u0131s\u0131n\u0131z; \u00e7\u00fcnk\u00fc bu izin binan\u0131n projesine uygun yap\u0131ld\u0131\u011f\u0131n\u0131 ve t\u00fcm vergilerinin \u00f6dendi\u011fini kan\u0131tlar. Bu belgeye sahip olmayan m\u00fclkler, ileride oturum izni ba\u015fvurular\u0131nda veya m\u00fclk\u00fcn yeniden sat\u0131\u015f\u0131nda ciddi engeller \u00e7\u0131karabilir.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-7703\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-7703\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Gayrimenkul al\u0131m\u0131 yoluyla oturum izni s\u00fcreci nas\u0131l i\u015fler?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-7703\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-7703\"><p>Karada\u011f kanunlar\u0131na g\u00f6re, \u00fclkede 150.000 Euro ve \u00fczeri de\u011ferlemesi olan\u00a0 (arsa hari\u00e7) konut sahibi yabanc\u0131lar <strong>y\u0131ll\u0131k yenilenebilir oturum izni<\/strong> alma hakk\u0131na sahiptir. Tapu devri tamamland\u0131ktan sonra yap\u0131lan bu ba\u015fvuru, m\u00fclkiyet devam etti\u011fi s\u00fcrece her y\u0131l yenilenebilir. Ancak bu hak i\u00e7in m\u00fclk\u00fcn \u00fczerinde herhangi bir yasal k\u0131s\u0131tlama (ka\u00e7ak yap\u0131 \u015ferhi vb.) bulunmamas\u0131 \u015fartt\u0131r.\u00a0<\/p><p>\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-674573d2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"674573d2\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5c7dc8cd\" data-id=\"5c7dc8cd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49d45a8c elementor-widget elementor-widget-spacer\" data-id=\"49d45a8c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45962eae elementor-widget elementor-widget-heading\" data-id=\"45962eae\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sat\u0131n Alma S\u0131ras\u0131nda<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d09bb7 elementor-widget elementor-widget-spacer\" data-id=\"2d09bb7\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-230b10ba elementor-widget elementor-widget-accordion\" data-id=\"230b10ba\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5871\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-5871\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">M\u00fclk sat\u0131n alma s\u00fcreci nas\u0131l ilerler?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5871\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-5871\"><p>Karada\u011f\u2019da gayrimenkul sat\u0131n alma s\u00fcreci, do\u011fru ad\u0131mlar izlendi\u011finde olduk\u00e7a \u015feffaf ve g\u00fcvenli bir i\u015fleyi\u015fe sahiptir. <strong>Maremont Real Estate &amp; Construction<\/strong> olarak, s\u00fcrecin her a\u015famas\u0131nda m\u00fc\u015fterilerimize hukuki ve teknik rehberlik sunuyoruz.<\/p><p>Karada\u011f\u2019da m\u00fclk sahibi olman\u0131n 4 temel ad\u0131m\u0131:<\/p><ol><li><strong> Se\u00e7im ve Rezervasyon (Pre-Contract)<\/strong><\/li><\/ol><p>Yat\u0131r\u0131m hedeflerinize uygun m\u00fclk belirlendikten sonra, gayrimenkul\u00fc piyasadan \u00e7ekmek ve fiyat\u0131 sabitlemek i\u00e7in bir <strong>Rezervasyon S\u00f6zle\u015fmesi<\/strong> imzalan\u0131r. Bu a\u015famada genellikle m\u00fclk de\u011ferinin c\u00fczi bir miktar\u0131 kapora olarak \u00f6denir. Ayn\u0131 zamanda, uzman ekibimiz m\u00fclk\u00fcn tapu kay\u0131tlar\u0131n\u0131 (List Nepokretnosti) inceleyerek \u00fczerinde herhangi bir y\u00fck\u00fcml\u00fcl\u00fck olup olmad\u0131\u011f\u0131n\u0131 kontrol eder.<\/p><ol start=\"2\"><li><strong> Noter Huzurunda Sat\u0131\u015f S\u00f6zle\u015fmesi<\/strong><\/li><\/ol><p>Karada\u011f yasalar\u0131na g\u00f6re, gayrimenkul sat\u0131\u015f s\u00f6zle\u015fmeleri m\u00fclk\u00fcn bulundu\u011fu b\u00f6lgedeki <strong>yetkili noter huzurunda<\/strong> yap\u0131lmak zorundad\u0131r. Sat\u0131\u015f s\u00f6zle\u015fmesi (Ugovor o kupoprodaji nepokretnosti), al\u0131c\u0131 ve sat\u0131c\u0131n\u0131n haklar\u0131n\u0131 koruyacak \u015fekilde haz\u0131rlan\u0131r. Yabanc\u0131 al\u0131c\u0131lar i\u00e7in yeminli terc\u00fcman bulundurulmas\u0131 zorunludur ve bu a\u015famada m\u00fclk\u00fcn yasal temizli\u011fi noter taraf\u0131ndan bir kez daha teyit edilir.<\/p><ol start=\"3\"><li><strong> \u00d6deme ve Tapu Devri (Clausula Intabulandi)<\/strong><\/li><\/ol><p>Sat\u0131\u015f bedeli, s\u00f6zle\u015fmede belirtilen banka hesab\u0131na (genellikle g\u00fcvenli bir ge\u00e7i\u015f i\u00e7in noterin emanet hesab\u0131na veya do\u011frudan sat\u0131c\u0131ya) transfer edilir. \u00d6demenin tamamland\u0131\u011f\u0131na dair sat\u0131c\u0131dan al\u0131nan onay (Clausula Intabulandi) ile birlikte, noter belgeleri ilgili <strong>Kadastro Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fc&#8217;ne (Uprava za nekretnine)<\/strong> iletir. Tapunun al\u0131c\u0131 ad\u0131na tescil edilmesi s\u00fcreci, idari yo\u011funlu\u011fa ba\u011fl\u0131 olarak birka\u00e7 hafta i\u00e7inde tamamlan\u0131r.<\/p><ol start=\"4\"><li><strong> Vergi ve Kay\u0131t \u0130\u015flemleri<\/strong><\/li><\/ol><p>Tapu tescili sonras\u0131nda, m\u00fclk\u00fcn de\u011ferine g\u00f6re hesaplanan <strong>Emlak Transfer Vergisi<\/strong> (Eski m\u00fclklerde %3 ve kademeli art\u0131\u015f, yeni projelerde genellikle muafiyet) \u00f6denir. Bu i\u015flemlerin ard\u0131ndan aboneliklerin (elektrik, su vb.) devri yap\u0131larak s\u00fcre\u00e7 sonland\u0131r\u0131l\u0131r.<\/p><p><strong>S\u00fcreci sizin ad\u0131n\u0131za y\u00f6netmemiz i\u00e7in:<\/strong> Karada\u011f&#8217;a gelmenize gerek kalmadan, verece\u011finiz bir vekaletname ile t\u00fcm bu a\u015famalar\u0131 <strong>Maremont<\/strong> g\u00fcvencesiyle tamamlaman\u0131z\u0131 sa\u011fl\u0131yoruz.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5872\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-5872\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u0130n\u015faat \u015firketinden yeni bir gayrimenkul sat\u0131n almam durumunda ortalama depozito \u00fccreti ne kadard\u0131r? Taksitle \u00f6deme yapabilir miyim?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5872\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-5872\"><p>Gayrimenkul al\u0131mlar\u0131nda normalde %10 kapora \u00f6demesine m\u00fctakip 1 ay i\u00e7erisinde toplam sat\u0131\u015f tutar\u0131n\u0131n %30&#8217;u kadar \u00f6n \u00f6demeyi tamamlaman\u0131z beklenir. Bir\u00e7ok in\u015faat firmas\u0131, sizin \u00f6deme imkanlar\u0131n\u0131za g\u00f6re de\u011fi\u015fken olabilmekle birlikte a\u015famal\u0131 \u00f6deme (in\u015faat\u0131n her a\u015famas\u0131n\u0131n tamamlanmas\u0131nda \u00f6demeler \u015feklinde) imkan\u0131 da sunmaktad\u0131r. \u00d6deme \u015fartlar\u0131 sat\u0131n alma s\u00f6zle\u015fmesi haz\u0131rlan\u0131rken al\u0131c\u0131 ve sat\u0131c\u0131n\u0131n ortak kararlar\u0131yla belirlenir ve s\u00f6zle\u015fmeye maddeler olarak eklenir.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5873\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-5873\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Tapu devir i\u015flemi esnas\u0131nda noterin rol\u00fc nedir?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5873\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-5873\"><p>Karada\u011f hukuk sisteminde gayrimenkul al\u0131m-sat\u0131m i\u015flemleri, <strong>&#8220;Latin Noterli\u011fi&#8221;<\/strong> sistemi \u00fczerine kurulmu\u015ftur. Bu sistemde noter, sadece bir imza onay makam\u0131 de\u011fil; i\u015flemin hukuki ge\u00e7erlili\u011finden, g\u00fcvenli\u011finden ve taraflar\u0131n haklar\u0131n\u0131n korunmas\u0131ndan do\u011frudan sorumlu olan en \u00fcst d\u00fczey <strong>kamu g\u00fcven otoritesidir.<\/strong><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5874\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-5874\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Karada\u011f\u2019da gayrimenkul al\u0131m\u0131nda \"Noter G\u00fcvencesi\"nin temel \u00f6zellikleri nelerdir?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5874\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-5874\"><ol><li><strong> Hukuki Denetim ve Ge\u00e7erlilik Sorumlulu\u011fu<\/strong> Noter, sat\u0131\u015f s\u00f6zle\u015fmesini imzalatmadan \u00f6nce ilgili gayrimenkul\u00fcn kadastro kay\u0131tlar\u0131n\u0131 (List Nepokretnosti) dijital sistem \u00fczerinden anl\u0131k olarak kontrol eder. M\u00fclk \u00fczerinde herhangi bir ipotek, ihtiyati tedbir veya &#8220;kullan\u0131m izni yok&#8221; gibi bir \u015ferh (teret) varsa, noter al\u0131c\u0131y\u0131 bu konuda resmi olarak uyarmakla y\u00fck\u00fcml\u00fcd\u00fcr. Bu denetim, al\u0131c\u0131n\u0131n hukuken kusurlu bir m\u00fclk sat\u0131n almas\u0131n\u0131 engelleyen en b\u00fcy\u00fck bariyerdir.<\/li><li><strong> Noter Emanet Hesab\u0131 (Escrow) Sistemi<\/strong> G\u00fcvenli\u011fin en somut hali olan &#8220;Escrow&#8221; hizmetiyle, al\u0131c\u0131 sat\u0131\u015f bedelini do\u011frudan sat\u0131c\u0131ya de\u011fil, <strong>noterin emanet hesab\u0131na<\/strong> yat\u0131rabilir. Para bu hesapta bloke edilir ve ancak tapu tescili i\u00e7in gerekli olan &#8220;Clausula Intabulandi&#8221; (Tapu Tescil Onay\u0131) sat\u0131c\u0131 taraf\u0131ndan notere sunuldu\u011funda sat\u0131c\u0131n\u0131n hesab\u0131na aktar\u0131l\u0131r. Bu y\u00f6ntem, &#8220;paray\u0131 \u00f6dedim ama tapuyu alamad\u0131m&#8221; riskini tamamen ortadan kald\u0131r\u0131r.<\/li><li><strong> \u0130\u015flemin Resmiyet ve \u0130spat G\u00fcc\u00fc<\/strong> Noter huzurunda d\u00fczenlenen sat\u0131\u015f s\u00f6zle\u015fmesi, kesin bir delil niteli\u011findedir. Noter; taraflar\u0131n kimliklerini do\u011frular, iradelerinin h\u00fcr oldu\u011funu teyit eder ve yabanc\u0131 al\u0131c\u0131lar i\u00e7in yeminli terc\u00fcman e\u015fli\u011finde s\u00f6zle\u015fmenin her maddesinin anla\u015f\u0131ld\u0131\u011f\u0131ndan emin olur. Bu s\u00fcre\u00e7, ileride do\u011fabilecek m\u00fclkiyet ihtilaflar\u0131n\u0131 hen\u00fcz olu\u015fmadan engeller.<\/li><li><strong> Kadastro Kay\u0131t S\u00fcrecinin Ba\u015flat\u0131lmas\u0131<\/strong> \u0130mza s\u00fcreci tamamland\u0131\u011f\u0131nda, noter ilgili evraklar\u0131 otomatik olarak Kadastro Genel M\u00fcd\u00fcrl\u00fc\u011f\u00fc&#8217;ne (Uprava za nekretnine) ileterek m\u00fclkiyetin el de\u011fi\u015ftirmesi s\u00fcrecini resmi olarak ba\u015flat\u0131r. Bu, al\u0131c\u0131n\u0131n b\u00fcrokratik i\u015flemler aras\u0131nda kaybolmas\u0131n\u0131 \u00f6nler ve m\u00fclk\u00fcn ayn\u0131 anda ba\u015fka birine sat\u0131lmas\u0131 gibi suiistimalleri imkans\u0131z k\u0131lar.<\/li><\/ol><p><strong>\u00d6zetle:<\/strong> Karada\u011f&#8217;da noter, devlet ad\u0131na i\u015flemin <strong>yasal garant\u00f6r\u00fc<\/strong>d\u00fcr. Maremont Real Estate &amp; Construction olarak bizler, t\u00fcm s\u00fcre\u00e7lerimizi anla\u015fmal\u0131 oldu\u011fumuz yetkin noterler e\u015fli\u011finde y\u00fcr\u00fcterek yat\u0131r\u0131m\u0131n\u0131z\u0131 hukuki z\u0131rh alt\u0131na al\u0131yoruz.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5875\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-5875\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">\u0130potekli gayrimenkul\u00fcn al\u0131nmas\u0131ndaki riskler nelerdir?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5875\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-5875\"><p>Karada\u011f hukuk sisteminde ipotekli bir gayrimenkul sat\u0131n almak, do\u011fru y\u00f6netilmedi\u011fi takdirde ciddi finansal ve hukuki kay\u0131plara yol a\u00e7abilecek bir i\u015flemdir. Profesyonel bir perspektifle, bu s\u00fcrecin temel risklerini \u015fu \u015fekilde \u00f6zetleyebiliriz:<\/p><ol><li><strong> M\u00fclkiyetin Kaybedilmesi Riski<\/strong><\/li><\/ol><p>Gayrimenkul \u00fczerindeki ipotek (hipoteka), bor\u00e7 \u00f6denmedi\u011fi takdirde alacakl\u0131ya (genellikle banka) m\u00fclk\u00fc icra yoluyla satma hakk\u0131 verir. E\u011fer bor\u00e7 kapat\u0131lmadan tapu devri yap\u0131l\u0131rsa, bor\u00e7 m\u00fclkle birlikte size ge\u00e7er; sat\u0131c\u0131n\u0131n borcunu \u00f6dememesi durumunda m\u00fclk\u00fcn\u00fcz\u00fcn cebri icra yoluyla sat\u0131lmas\u0131 riskiyle kar\u015f\u0131 kar\u015f\u0131ya kal\u0131rs\u0131n\u0131z.<\/p><ol start=\"2\"><li><strong> Tapu Tescil Engelleri (Clausula Intabulandi)<\/strong><\/li><\/ol><p>Karada\u011f kadastro sisteminde, alacakl\u0131 kurumdan &#8220;borcun temizlendi\u011fine&#8221; dair resmi bir yaz\u0131 (Erasure Consent) al\u0131nmadan ipotek \u015ferhi silinemez. \u0130potekli m\u00fclklerde, sat\u0131\u015f bedelinin bir k\u0131sm\u0131n\u0131n do\u011frudan bankaya \u00f6denerek ipote\u011fin kald\u0131r\u0131lmas\u0131 s\u00fcreci noter ve banka ile koordineli y\u00fcr\u00fct\u00fclmezse, tapu devri ger\u00e7ekle\u015fse bile m\u00fclk \u00fczerindeki k\u0131s\u0131tlamalar devam eder.<\/p><ol start=\"3\"><li><strong> Gizli Bor\u00e7lar ve Ek Y\u00fck\u00fcml\u00fcl\u00fckler<\/strong><\/li><\/ol><p>M\u00fclk \u00fczerindeki ipotek bazen sadece ana paray\u0131 de\u011fil, birikmi\u015f faizleri, icra masraflar\u0131n\u0131 ve vergi bor\u00e7lar\u0131n\u0131 da kapsayabilir. Profesyonel bir denetim (Due Diligence) yap\u0131lmadan girilen i\u015flemlerde, ba\u015flang\u0131\u00e7ta \u00f6ng\u00f6r\u00fclenden \u00e7ok daha y\u00fcksek bir bor\u00e7 y\u00fck\u00fcyle kar\u015f\u0131la\u015fma riski mevcuttur.<\/p><p><strong>Maremont Tavsiyesi:<\/strong> \u0130potekli bir m\u00fclk al\u0131rken en g\u00fcvenli yol, sat\u0131\u015f bedelinin bor\u00e7 kadar olan k\u0131sm\u0131n\u0131n do\u011frudan noterin emanet hesab\u0131 <strong>(Escrow)<\/strong> \u00fczerinden alacakl\u0131 bankaya \u00f6denmesi ve bankadan <strong>&#8220;\u0130pote\u011fin Kald\u0131r\u0131lmas\u0131na \u0130li\u015fkin Muvafakatname&#8221;<\/strong> al\u0131narak e\u015f zamanl\u0131 i\u015flem yap\u0131lmas\u0131d\u0131r.<\/p><p>\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-5876\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-5876\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">M\u00fclk sat\u0131n alman\u0131n maliyetleri nelerdir?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-5876\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-5876\"><p>Karada\u011f\u2019da gayrimenkul sat\u0131n al\u0131rken, sat\u0131\u015f bedeline ek olarak b\u00fct\u00e7enize dahil etmeniz gereken temel maliyet kalemleri \u015funlard\u0131r:<\/p><ol><li><strong> Emlak Transfer Vergisi (Gayrimenkul Sat\u0131\u015f Vergisi)<\/strong><\/li><\/ol><p>En \u00f6nemli maliyet kalemidir. Vergi oran\u0131, m\u00fclk\u00fcn t\u00fcr\u00fcne g\u00f6re de\u011fi\u015fiklik g\u00f6sterir:<\/p><ul><li><strong>Yeni Projeler (KDV Dahil Sat\u0131\u015flar):<\/strong> E\u011fer m\u00fclk\u00fc in\u015faat \u015firketinden &#8220;ilk el&#8221; olarak al\u0131yorsan\u0131z ve \u015firket KDV m\u00fckellefi ise, genellikle <strong>%3&#8217;l\u00fck transfer vergisinden muaf<\/strong> olursunuz.<\/li><li><strong>\u0130kinci El M\u00fclkler:<\/strong> \u015eah\u0131stan veya KDV muafiyeti olmayan bir m\u00fclk ald\u0131\u011f\u0131n\u0131zda kademeli bir vergi sistemi uygulan\u0131r:<ul><li>150.000 \u20ac&#8217;ya kadar olan k\u0131s\u0131m i\u00e7in: <strong>%3<\/strong><\/li><li>150.001 \u20ac &#8211; 500.000 \u20ac aras\u0131: <strong>4.500 \u20ac + 150.000 \u20ac \u00fczerindeki tutar\u0131n %5&#8217;i<\/strong><\/li><li>500.001 \u20ac ve \u00fczeri: <strong>22.000 \u20ac + 500.000 \u20ac \u00fczerindeki tutar\u0131n %6&#8217;s\u0131<\/strong><\/li><\/ul><\/li><\/ul><ol start=\"2\"><li><strong> Noter \u00dccretleri<\/strong><\/li><\/ol><p>\u0130\u015flemin resmiyet kazanmas\u0131 i\u00e7in \u00f6denen bu \u00fccret, m\u00fclk\u00fcn sat\u0131\u015f bedeline g\u00f6re belirlenen resmi tarifeye tabidir. Ortalama olarak <strong>300 \u20ac ile 1.000 \u20ac<\/strong> aras\u0131nda de\u011fi\u015fmektedir.<\/p><ol start=\"3\"><li><strong> Yeminli Terc\u00fcman ve Avukat Giderleri<\/strong><\/li><\/ol><ul><li><strong>Yeminli Terc\u00fcman:<\/strong> Yabanc\u0131 al\u0131c\u0131lar i\u00e7in noter huzurunda terc\u00fcman bulundurulmas\u0131 yasayla zorunludur. \u0130\u015flem hacmine g\u00f6re yakla\u015f\u0131k <strong>100 \u20ac &#8211; 200 \u20ac<\/strong> maliyeti olur.<\/li><li><strong>Avukat\/Dan\u0131\u015fmanl\u0131k:<\/strong> S\u00fcrecin hukuki denetimi ve s\u00f6zle\u015fme haz\u0131rl\u0131\u011f\u0131 i\u00e7in profesyonel bir destek alman\u0131z durumunda, hizmet kapsam\u0131na g\u00f6re bir \u00fccret \u00f6denir.<\/li><\/ul><ol start=\"4\"><li><strong> Kadastro Kay\u0131t ve \u0130dari Har\u00e7lar<\/strong><\/li><\/ol><p>Tapu tescilinin tamamlanmas\u0131 ve yeni tapu belgesinin (List Nepokretnosti) \u00e7\u0131kar\u0131lmas\u0131 i\u00e7in \u00f6denen k\u00fc\u00e7\u00fck \u00e7apl\u0131 har\u00e7lard\u0131r. Genellikle <strong>20 \u20ac &#8211; 50 \u20ac<\/strong> civar\u0131ndad\u0131r.<\/p><p><strong>\u00d6zet Not:<\/strong> Yeni bir projeden 200.000 \u20ac de\u011ferinde bir konut ald\u0131\u011f\u0131n\u0131zda, vergi muafiyeti sayesinde ek masraflar\u0131n\u0131z m\u00fclk bedelinin yakla\u015f\u0131k <strong>%0,5 &#8211; %1<\/strong>\u2019i civar\u0131nda kal\u0131rken; ikinci el bir m\u00fclkte bu oran vergi dahil <strong>%4 &#8211; %5<\/strong> seviyelerine \u00e7\u0131kabilir.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-39f4be03 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"39f4be03\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4453e3f0\" data-id=\"4453e3f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b4f924c elementor-widget elementor-widget-spacer\" data-id=\"7b4f924c\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1660201f elementor-widget elementor-widget-heading\" data-id=\"1660201f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sat\u0131n Almadan Sonra<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75cf20fd elementor-widget elementor-widget-spacer\" data-id=\"75cf20fd\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bd7c24b elementor-widget elementor-widget-accordion\" data-id=\"7bd7c24b\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2071\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2071\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Sat\u0131n ald\u0131\u011f\u0131m m\u00fclke ne zaman ta\u015f\u0131nabilirim?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2071\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2071\"><p>Karada\u011f&#8217;da sat\u0131n ald\u0131\u011f\u0131n\u0131z m\u00fclke ta\u015f\u0131nma zaman\u0131n\u0131z, m\u00fclk\u00fcn t\u00fcr\u00fcne (yeni in\u015faat veya ikinci el) ve noter s\u00fcrecinin detaylar\u0131na ba\u011fl\u0131 olarak de\u011fi\u015fkenlik g\u00f6sterir. Bu s\u00fcreci iki ana senaryoda profesyonel bir dille \u015fu \u015fekilde \u00f6zetleyebiliriz:<\/p><ol><li><strong> \u0130kinci El (Haz\u0131r) Gayrimenkuller<\/strong><\/li><\/ol><p>E\u011fer mevcut, in\u015faat\u0131 bitmi\u015f ve iskan\u0131 al\u0131nm\u0131\u015f bir m\u00fclk sat\u0131n al\u0131yorsan\u0131z:<\/p><ul><li><strong>Anahtar Teslimi:<\/strong> Genellikle noter huzurunda sat\u0131\u015f bedelinin tamam\u0131 \u00f6dendi\u011fi ve s\u00f6zle\u015fme imzaland\u0131\u011f\u0131 g\u00fcn anahtarlar\u0131n\u0131z\u0131 teslim alabilirsiniz.<\/li><li><strong>Yasal S\u00fcre\u00e7:<\/strong> Tapu tescilinin (kadastro kayd\u0131n\u0131n) kendi ad\u0131n\u0131za sonu\u00e7lanmas\u0131 birka\u00e7 hafta s\u00fcrse de, noterin onaylad\u0131\u011f\u0131 &#8220;zilyetli\u011fin devri&#8221; maddesi sayesinde \u00f6deme sonras\u0131 m\u00fclk\u00fc hemen kullanmaya ba\u015flayabilirsiniz.<\/li><\/ul><ol start=\"2\"><li><strong> Yeni Projeler (\u0130n\u015faat A\u015famas\u0131ndaki M\u00fclkler)<\/strong><\/li><\/ol><p>Bir in\u015faat \u015firketinden projeden al\u0131m yap\u0131yorsan\u0131z:<\/p><ul><li><strong>Teslim Tarihi:<\/strong> Ta\u015f\u0131nma tarihiniz, s\u00f6zle\u015fmede belirtilen &#8220;anahtar teslim tarihi&#8221; (Rok Zavr\u0161etka) ile s\u0131n\u0131rl\u0131d\u0131r.<\/li><li><strong>\u0130skan Durumu:<\/strong> Binan\u0131n fiziksel olarak bitmesi yeterli de\u011fildir; Karada\u011f yasalar\u0131na g\u00f6re teknik kabul\u00fcn (tehni\u010dki prijem) yap\u0131lm\u0131\u015f olmas\u0131 gerekir. Maremont olarak, in\u015faat projelerimizde teslim takvimine sad\u0131k kalarak sizi her a\u015famada bilgilendiriyoruz.<\/li><\/ul><ol start=\"3\"><li><strong> Abonelik S\u00fcre\u00e7leri<\/strong><\/li><\/ol><p>Ta\u015f\u0131nmadan hemen \u00f6nce yap\u0131lmas\u0131 gereken son ad\u0131m, elektrik ve su aboneliklerinin \u00fczerinize al\u0131nmas\u0131d\u0131r. Tapu dairesinden al\u0131nan ge\u00e7ici m\u00fclkiyet belgesi veya onayl\u0131 noter s\u00f6zle\u015fmesi ile bu i\u015flemler genellikle <strong>1-3 i\u015f g\u00fcn\u00fc<\/strong> i\u00e7erisinde tamamlanmaktad\u0131r.<\/p><p><strong>\u00d6nemli Not:<\/strong> E\u011fer m\u00fclk\u00fc kiralama amac\u0131yla ald\u0131ysan\u0131z, ta\u015f\u0131nma veya kirac\u0131 yerle\u015ftirme s\u00fcrecinden \u00f6nce teknik servis ekibimizle m\u00fclk\u00fcn son kontrollerini (elektrik, tesisat vb.) ger\u00e7ekle\u015ftirip size eksiksiz teslim ediyoruz.<\/p><p>\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2072\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2072\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Karada\u011f'da DASK var m\u0131 ve yap\u0131lmas\u0131 zorunlu mu?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2072\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2072\"><p>Karada\u011f&#8217;da, T\u00fcrkiye&#8217;deki <strong>DASK<\/strong> (Do\u011fal Afet Sigortalar\u0131 Kurumu) sistemiyle birebir ayn\u0131 olan, devlet taraf\u0131ndan zorunlu tutulan genel bir deprem sigortas\u0131 havuzu <strong>bulunmamaktad\u0131r.<\/strong><\/p><p>Ancak konunun profesyonel ve yasal detaylar\u0131n\u0131 \u015fu \u00fc\u00e7 ba\u015fl\u0131kta incelemek gerekir:<\/p><ol><li><strong> Devlet Taraf\u0131ndan Zorunlu mu?<\/strong><\/li><\/ol><p>Karada\u011f yasalar\u0131na g\u00f6re, bireysel m\u00fclk sahipleri i\u00e7in konut sigortas\u0131 (veya deprem sigortas\u0131) yapt\u0131rmak <strong>yasal bir zorunluluk de\u011fildir.<\/strong> Tapu devri veya ikamet izni al\u0131rken devlet sizden bir sigorta poli\u00e7esi ibraz etmenizi talep etmez.<\/p><ol start=\"2\"><li><strong> Banka Kredisi Kullan\u0131l\u0131yorsa Durum De\u011fi\u015fir<\/strong><\/li><\/ol><p>E\u011fer gayrimenkul\u00fc Karada\u011f&#8217;daki bir bankadan <strong>konut kredisi (mortgage)<\/strong> kullanarak al\u0131yorsan\u0131z, banka kendi riskini g\u00fcvence alt\u0131na almak i\u00e7in m\u00fclk\u00fcn sigortalanmas\u0131n\u0131 (deprem, yang\u0131n, sel vb. kapsayan &#8220;Kasko&#8221; tarz\u0131 bir sigorta) <strong>zorunlu tutar.<\/strong> Bu durumda kredi vadesi boyunca sigorta yapt\u0131rmak ve yenilemek mecburidir.<\/p><ol start=\"3\"><li><strong> Profesyonel Yakla\u015f\u0131m: Neden Yap\u0131lmal\u0131?<\/strong><\/li><\/ol><p>Karada\u011f, sismik olarak aktif bir b\u00f6lgededir (\u00f6zellikle k\u0131y\u0131 \u015feridi). Bu nedenle Maremont olarak biz, zorunlu olmasa da m\u00fclk sahiplerine <strong>&#8220;Property Insurance&#8221;<\/strong> (M\u00fclk Sigortas\u0131) yapt\u0131rmalar\u0131n\u0131 \u015fiddetle \u00f6neriyoruz.<\/p><ul><li><strong>D\u00fc\u015f\u00fck Maliyet:<\/strong> Karada\u011f&#8217;da konut sigortas\u0131 primleri genellikle y\u0131ll\u0131k bazda olduk\u00e7a ekonomiktir (\u00d6rne\u011fin; 50-60 m\u00b2&#8217;lik bir daire i\u00e7in y\u0131ll\u0131k 50\u20ac &#8211; 100\u20ac band\u0131ndan ba\u015flar).<\/li><li><strong>Geni\u015f Kapsam:<\/strong> Bu poli\u00e7eler sadece depremi de\u011fil; yang\u0131n, su bask\u0131n\u0131 (i\u00e7 tesisat kaynakl\u0131), h\u0131rs\u0131zl\u0131k ve \u00fc\u00e7\u00fcnc\u00fc \u015fah\u0131slara verilen zararlar\u0131 da kapsayabilir.<\/li><\/ul><p><strong>\u00d6zetle:<\/strong> Karada\u011f&#8217;da DASK benzeri bir zorunluluk yoktur, ancak yat\u0131r\u0131m\u0131n\u0131z\u0131 korumak ad\u0131na iste\u011fe ba\u011fl\u0131 sigorta yapt\u0131rmak hem yayg\u0131n bir uygulama hem de ak\u0131ll\u0131ca bir tercihtir.<\/p><p>\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2073\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2073\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">M\u00fclk\u00fcm\u00fc nas\u0131l sigortal\u0131yaca\u011f\u0131m?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2073\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2073\"><p>Karada\u011f&#8217;da yeni evinizi sigortalamak, yasal bir zorunluluk olmasa da yat\u0131r\u0131m\u0131n\u0131z\u0131 korumak ad\u0131na olduk\u00e7a basit ve h\u0131zl\u0131 i\u015fleyen bir s\u00fcre\u00e7tir. Maremont olarak, bu s\u00fcreci sizin ad\u0131n\u0131za en g\u00fcvenilir sigorta \u015firketleriyle koordine edebiliyoruz.<\/p><p>\u0130\u015fte Karada\u011f\u2019da m\u00fclk sigortas\u0131 yapt\u0131rman\u0131n ad\u0131m ad\u0131m yolu:<\/p><ol><li><strong> Sigorta T\u00fcr\u00fcn\u00fc Belirleyin<\/strong><\/li><\/ol><p>Karada\u011f&#8217;da konutlar i\u00e7in genellikle iki tip poli\u00e7e sunulur:<\/p><ul><li><strong>Temel Yap\u0131 Sigortas\u0131:<\/strong> Sadece binan\u0131n iskeletini, duvarlar\u0131n\u0131 ve \u00e7at\u0131s\u0131n\u0131 (yang\u0131n, deprem, sel gibi do\u011fal afetlere kar\u015f\u0131) kapsar.<\/li><li><strong>Geni\u015fletilmi\u015f Paket (Household Insurance):<\/strong> Yap\u0131yla birlikte ev i\u00e7indeki e\u015fyalar\u0131, su tesisat\u0131 ar\u0131zalar\u0131n\u0131, cam k\u0131r\u0131lmalar\u0131n\u0131 ve hatta \u00fc\u00e7\u00fcnc\u00fc \u015fah\u0131slara (\u00f6rne\u011fin kom\u015funuza s\u0131zan su) verilen zararlar\u0131 kapsar.<\/li><\/ul><ol start=\"2\"><li><strong> Gerekli Belgeleri Haz\u0131rlay\u0131n<\/strong><\/li><\/ol><p>Sigorta poli\u00e7esi d\u00fczenlenirken \u00e7ok az belgeye ihtiya\u00e7 duyulur:<\/p><ul><li><strong>Tapu Belgesi (List Nepokretnosti):<\/strong> M\u00fclk\u00fcn metkaresi, kat numaras\u0131 ve konumu gibi bilgilerin teyidi i\u00e7in gereklidir.<\/li><li><strong>Pasaport Fotokopisi:<\/strong> Poli\u00e7enin sahibi olarak sizin kimlik bilgileriniz.<\/li><li><strong>M\u00fclk De\u011feri:<\/strong> Sigorta priminin hesaplanmas\u0131 i\u00e7in m\u00fclk\u00fcn sat\u0131n alma bedeli veya eksper de\u011feri esas al\u0131n\u0131r.<\/li><\/ul><ol start=\"3\"><li><strong> Teklif ve Poli\u00e7e Onay\u0131<\/strong><\/li><\/ol><p>Karada\u011f&#8217;\u0131n \u00f6nde gelen sigorta \u015firketlerinden (\u00f6rne\u011fin; <em>Sava<\/em>, <em>Generali<\/em>, <em>Lov\u0107en<\/em> veya <em>Uniqa<\/em>) teklifler al\u0131n\u0131r. Primler genellikle y\u0131ll\u0131k olarak \u00f6denir.<\/p><p><strong>\u00d6rnek Maliyet:<\/strong> 50-60 m\u00b2 standart bir daire i\u00e7in geni\u015f kapsaml\u0131 bir poli\u00e7e, y\u0131ll\u0131k yakla\u015f\u0131k <strong>70 \u20ac ile 120 \u20ac<\/strong> aras\u0131nda de\u011fi\u015fen olduk\u00e7a ekonomik primlerle ba\u015flat\u0131labilir.<\/p><ol start=\"4\"><li><strong> \u00d6deme ve Aktivasyon<\/strong><\/li><\/ol><p>Poli\u00e7e tutar\u0131 banka yoluyla veya sigorta acentesine \u00f6dendi\u011fi anda sigortan\u0131z aktif hale gelir. E\u011fer evinizi krediyle ald\u0131ysan\u0131z, poli\u00e7enin bir n\u00fcshas\u0131n\u0131 bankan\u0131za teslim etmeniz gerekir.<\/p><p><strong>Maremont Olarak Size Nas\u0131l Destek Oluyoruz?<\/strong> Biz sadece evinizi bulman\u0131za yard\u0131mc\u0131 olmuyor, ayn\u0131 zamanda en kapsaml\u0131 poli\u00e7eyi en uygun fiyata bulman\u0131z i\u00e7in yerel sigorta acenteleriyle olan ba\u011flant\u0131lar\u0131m\u0131z\u0131 kullan\u0131yoruz.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2074\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2074\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Karada\u011f'da ald\u0131\u011f\u0131m daireyi kiraya vermek mant\u0131kl\u0131 m\u0131?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2074\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2074\"><p>Karada\u011f\u2019da gayrimenkul sahibi olduktan sonra bu m\u00fclk\u00fc kiraya vermek, \u00f6zellikle son y\u0131llardaki turizm art\u0131\u015f\u0131 ve g\u00f6\u00e7 dalgas\u0131 g\u00f6z \u00f6n\u00fcne al\u0131nd\u0131\u011f\u0131nda olduk\u00e7a <strong>stratejik ve y\u00fcksek getirili<\/strong> bir hamledir.<\/p><p>Maremont olarak piyasa verileri \u0131\u015f\u0131\u011f\u0131nda haz\u0131rlad\u0131\u011f\u0131m\u0131z analizimizi a\u015fa\u011f\u0131da bulabilirsiniz:<\/p><ol><li><strong> Y\u00fcksek Kira Getirisi (ROI) ve Amortisman S\u00fcresi<\/strong><\/li><\/ol><p>Karada\u011f, Avrupa genelindeki konut fiyatlar\u0131na oranla olduk\u00e7a cazip kira getirileri sunar.<\/p><ul><li><strong>Y\u0131ll\u0131k Getiri:<\/strong> Euro baz\u0131nda y\u0131ll\u0131k <strong>%5 ile %8<\/strong> aras\u0131nda bir getiri oran\u0131 (ROI) m\u00fcmk\u00fcnd\u00fcr.<\/li><li><strong>Amortisman:<\/strong> Do\u011fru lokasyonda al\u0131nan bir m\u00fclk, kendini <strong>12-15 y\u0131l<\/strong> gibi k\u0131sa s\u00fcrelerde amorti edebilir (Avrupa ortalamas\u0131 20-25 y\u0131ld\u0131r).<\/li><\/ul><ol start=\"2\"><li><strong> \u0130ki Farkl\u0131 Kiralama Modeli<\/strong><\/li><\/ol><p>M\u00fclk\u00fcn\u00fcz\u00fcn karakterine g\u00f6re iki farkl\u0131 strateji izleyebiliriz:<\/p><ul><li><strong>K\u0131sa D\u00f6nem (Turistik) Kiralama:<\/strong> \u00d6zellikle Budva, Kotor ve Tivat gibi b\u00f6lgelerde, yaz sezonunda g\u00fcnl\u00fck kiralama yaparak \u00e7ok y\u00fcksek gelir elde edebilirsiniz. Airbnb ve Booking gibi platformlar \u00fczerinden m\u00fclk\u00fcn\u00fcz Euro baz\u0131nda ciddi bir kazan\u00e7 kap\u0131s\u0131na d\u00f6n\u00fc\u015f\u00fcr.<\/li><li><strong>Uzun D\u00f6nem Kiralama:<\/strong> Podgorica (ba\u015fkent) veya k\u0131y\u0131 \u015fehirlerinde yerle\u015fik ya\u015fayan yabanc\u0131 beyaz yakal\u0131lar ve dijital g\u00f6\u00e7ebeler i\u00e7in g\u00fcvenli, istikrarl\u0131 bir ayl\u0131k gelir sa\u011flar.<\/li><\/ul><ol start=\"3\"><li><strong> Euro Baz\u0131nda Kazan\u00e7 ve De\u011fer Art\u0131\u015f\u0131<\/strong><\/li><\/ol><p>Kiralar\u0131n\u0131z\u0131 <strong>Euro<\/strong> \u00fczerinden alaca\u011f\u0131n\u0131z i\u00e7in yat\u0131r\u0131m\u0131n\u0131z kur riskine kar\u015f\u0131 korunur. Ayr\u0131ca Karada\u011f&#8217;\u0131n Avrupa Birli\u011fi \u00fcyelik s\u00fcreci (2028-2030 hedefleri), m\u00fclk\u00fcn\u00fcz\u00fcn sadece kira getirisini de\u011fil, sat\u0131\u015f de\u011ferini de her ge\u00e7en y\u0131l yukar\u0131 ta\u015f\u0131maktad\u0131r.<\/p><ol start=\"4\"><li><strong> D\u00fc\u015f\u00fck Vergi Avantaj\u0131<\/strong><\/li><\/ol><p>Karada\u011f, kira gelir vergisi konusunda Avrupa&#8217;n\u0131n en dostane \u00fclkelerinden biridir. Kira gelir vergisi oran\u0131 yakla\u015f\u0131k <strong>%15<\/strong> seviyesindedir ve bu oran bir\u00e7ok Avrupa \u00fclkesindeki %30-40&#8217;l\u0131k vergi dilimlerine g\u00f6re b\u00fcy\u00fck bir avantajd\u0131r.<\/p><p><strong>Neden Maremont ile \u00c7al\u0131\u015fmal\u0131s\u0131n\u0131z?<\/strong> Siz Karada\u011f&#8217;da olmasan\u0131z bile m\u00fclk\u00fcn\u00fcz\u00fc biz y\u00f6netiyoruz. Kirac\u0131 bulma, s\u00f6zle\u015fme y\u00f6netimi, giri\u015f-\u00e7\u0131k\u0131\u015f kontrolleri ve teknik destek s\u00fcre\u00e7lerini u\u00e7tan uca \u00fcstlenerek, yat\u0131r\u0131m\u0131n\u0131z\u0131 sizin i\u00e7in <strong>pasif bir kazanca<\/strong> d\u00f6n\u00fc\u015ft\u00fcr\u00fcyoruz.<\/p><p>\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2075\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2075\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-chevron-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Yeni ald\u0131\u011f\u0131m evin mobilya i\u015flerini nas\u0131l halledebilirim?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2075\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2075\"><p>Karada\u011f\u2019da yeni ald\u0131\u011f\u0131n\u0131z evin mobilya ve dekorasyon s\u00fcreci, do\u011fru planlama ile keyifli bir deneyime d\u00f6n\u00fc\u015febilir. Maremont olarak, yat\u0131r\u0131mc\u0131lar\u0131m\u0131za m\u00fclk teslimi sonras\u0131 <strong>&#8220;Anahtar Teslim Mobilya ve Dekorasyon&#8221;<\/strong> deste\u011fi sunuyoruz.<\/p><p>S\u00fcreci y\u00f6netmek i\u00e7in \u00f6n\u00fcn\u00fczde \u00fc\u00e7 ana yol bulunmaktad\u0131r:<\/p><ol><li><strong> Maremont Profesyonel Mobilya Paketleri (En Pratik Yol)<\/strong><\/li><\/ol><p>E\u011fer Karada\u011f d\u0131\u015f\u0131nda ya\u015f\u0131yorsan\u0131z veya vaktiniz k\u0131s\u0131tl\u0131ysa, en \u00e7ok tercih edilen y\u00f6ntem budur.<\/p><ul><li><strong>Haz\u0131r Paketler:<\/strong> Dairenizin tipine g\u00f6re (0+1, 1+1 vb.) modern, klasik veya l\u00fcks segmentte \u00f6nceden haz\u0131rlanm\u0131\u015f mobilya paketlerimizden birini se\u00e7ebilirsiniz.<\/li><li><strong>U\u00e7tan Uca Kurulum:<\/strong> Beyaz e\u015fyadan perdeye, mobilyadan ayd\u0131nlatmaya kadar her \u015fey ekibimiz taraf\u0131ndan sat\u0131n al\u0131n\u0131r, nakliyesi yap\u0131l\u0131r ve evinize monte edilir. Siz sadece valizinizle gelip yerle\u015firsiniz.<\/li><\/ul><ol start=\"2\"><li><strong> Yerel ve Global Ma\u011fazalardan Tedarik<\/strong><\/li><\/ol><p>Karada\u011f&#8217;da kendi zevkinize g\u00f6re al\u0131\u015fveri\u015f yapmak isterseniz \u015fu se\u00e7enekleri de\u011ferlendirebilirsiniz:<\/p><ul><li><strong>B\u00fcy\u00fck Ma\u011fazalar:<\/strong> Podgorica ve k\u0131y\u0131 b\u00f6lgelerinde bulunan <strong>Enza Home, Namos, Ze\u0107anka<\/strong> veya <strong>Eurosalon<\/strong> gibi ma\u011fazalardan haz\u0131r mobilya alabilirsiniz.<\/li><li><strong>IKEA ve \u00c7evresel \u00c7\u00f6z\u00fcmler:<\/strong> Karada\u011f&#8217;da fiziksel bir IKEA ma\u011fazas\u0131 bulunmamakla birlikte, H\u0131rvatistan veya S\u0131rbistan \u00fczerinden IKEA \u00fcr\u00fcnleri getiren arac\u0131 lojistik firmalar\u0131 mevcuttur.<\/li><\/ul><ol start=\"3\"><li><strong> \u00d6zel Tasar\u0131m ve Marangoz \u0130\u015fleri<\/strong><\/li><\/ol><p>Evinizin alan\u0131n\u0131 maksimum verimlilikle kullanmak isterseniz (\u00f6zellikle g\u00f6mme dolaplar ve mutfak i\u00e7in):<\/p><ul><li><strong>\u00d6zel \u00dcretim:<\/strong> Karada\u011f&#8217;daki yerel \u00e7\u00f6z\u00fcm ortaklar\u0131m\u0131zla, evinize \u00f6zel \u00f6l\u00e7\u00fc alarak mutfak, banyo ve gard\u0131rop tasar\u0131mlar\u0131 ger\u00e7ekle\u015ftiriyoruz. Bu y\u00f6ntem, \u00f6zellikle kiralama potansiyeli y\u00fcksek, \u015f\u0131k daireler yaratmak i\u00e7in idealdir.<\/li><\/ul><p><strong>Dikkat Etmeniz Gerekenler:<\/strong><\/p><ul><li><strong>Lojistik ve Montaj:<\/strong> Karada\u011f&#8217;da mobilya ma\u011fazalar\u0131 genellikle teslimat ve montaj i\u00e7in ek s\u00fcreler verebilir. Sat\u0131n al\u0131m yapmadan \u00f6nce teslim tarihini mutlaka teyit edin.<\/li><li><strong>G\u00fcmr\u00fck ve \u0130thalat:<\/strong> E\u011fer mobilyalar\u0131n\u0131z\u0131 ba\u015fka bir \u00fclkeden (\u00f6rne\u011fin T\u00fcrkiye&#8217;den) getirmeyi d\u00fc\u015f\u00fcn\u00fcyorsan\u0131z, g\u00fcmr\u00fck vergileri ve nakliye maliyetlerini \u00f6nceden hesaplaman\u0131z gerekir.<\/li><\/ul><p>\u00a0<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6acff9d elementor-widget elementor-widget-spacer\" data-id=\"6acff9d\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Wiki | Genel Sorular M\u00fclk Sahipli\u011fi Karada\u011f&#8217;da m\u00fclk sahipli\u011fi serbest mi? Evet, Karada\u011f&#8217;da m\u00fclk sahibi olmak serbesttir. \u00d6lmem durumunda m\u00fclk\u00fcme ne olur? Karada\u011f&#8217;da m\u00fclkiyet hakk\u0131 serbest oldu\u011fu i\u00e7in \u00f6l\u00fcm\u00fcn\u00fczden sonra m\u00fclk\u00fcn\u00fcz aile \u00fcyelerine miras olarak kal\u0131r. M\u00fclk\u00fcm\u00fc kiraya vermem durumunda m\u00fclk\u00fcn aidat\u0131n\u0131 kim \u00f6deyecek? Uzun vadeli kiralamalarda (1 y\u0131l ve \u00fczeri) aidat kirac\u0131ya aittir. Airbnb, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":17124,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"_links":{"self":[{"href":"https:\/\/maremont.me\/tr\/wp-json\/wp\/v2\/pages\/17052"}],"collection":[{"href":"https:\/\/maremont.me\/tr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/maremont.me\/tr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/maremont.me\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maremont.me\/tr\/wp-json\/wp\/v2\/comments?post=17052"}],"version-history":[{"count":4,"href":"https:\/\/maremont.me\/tr\/wp-json\/wp\/v2\/pages\/17052\/revisions"}],"predecessor-version":[{"id":26025,"href":"https:\/\/maremont.me\/tr\/wp-json\/wp\/v2\/pages\/17052\/revisions\/26025"}],"up":[{"embeddable":true,"href":"https:\/\/maremont.me\/tr\/wp-json\/wp\/v2\/pages\/17124"}],"wp:attachment":[{"href":"https:\/\/maremont.me\/tr\/wp-json\/wp\/v2\/media?parent=17052"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}